FROM THE BLOG

Non standard house insurance We often get asked, when is a house classed as non standard for insurance purposes? Here are some examples: If your house has over 20% flat roof. If your home has been previously flooded or is in a flood area. If you have one or more claims in recent years. If...

Unoccupied house insurance There are many reasons that you may have a need to insure an unoccupied property, such as: A relative may have passed away and left a property behind. You may have bought a property with the intention of renovating it. You may have moved out of your property and have not yet...

It is something we all dread, being involved in a motor accident that is our fault. The stress of dealing with insurers, repairers and garages and the thoughts of what your insurance is going to increase by, certainly doesn’t help. But can you source an alternative quotation after a motor insurance claim? The answer is...

Over the years we have taken details of clients looking for home insurance quotations and they have been surprised to learn that their homes are classed as non standard from an insurance point of view. A common issue with most insurance providers is with flat roofs. Some insurers will class anything more that 20% flat...

There may be a number of reasons you require life insurance, such as: The purchase of a property or a loan requirement. To make provisions for your family in the event of your death. To leave sufficient burial funds. These are all good reasons to have life cover, but what if you have been refused...

When you are dealing with a large number of insurers (as we do) it is interesting to see how they all look at a similar issue, in this case – not having an NCT cert on your car. Some will allow you a number of days to obtain an NCT, some do not require you...

People finishing a driving ban often run into a catch 22 situation – It is difficult to get insurance without a no claim bonus, but how do you build up your no claim bonus without insurance cover? Most insurer’s will not allow a no claim bonus that has expired longer than 2 years, so if...

Looking forward to a holiday is one of the best things in life, as the saying goes ‘ half the fun is getting there.’ But what if the build up becomes stressful when you cannot obtain travel insurance? Travel insurance cover is vital when travelling abroad. The costs of repatriation and medical costs can be...

There can be a number of reasons you may need to insure an unoccupied property or building. Some of the common reasons we find people require unoccupied property insurance is: You are renovating a property that you have recently purchased & require cover whilst the property is being renovated. You have inherited a property and...